This report is broadly categorized in six different chapters. At First chapter there is introduction where I describe the scope and objectives, methodology and limitations of the report. The main objective of the report is to present the overview of credit for the last 6 years.
Second chapter describes the theoretical development of credit where I discuss about credit, collateral, Types of credit, evaluation of loan request, lending process etc. In the third chapter I describe about administration of credit of IFIC Bank Ltd. This chapter includes lending guidelines, credit assessment, credit risk grading, approval process, disbursement and credit recovery of the bank.
Second chapter describes the theoretical development of credit where I discuss about credit, collateral, Types of credit, evaluation of loan request, lending process etc. In the third chapter I describe about administration of credit of IFIC Bank Ltd. This chapter includes lending guidelines, credit assessment, credit risk grading, approval process, disbursement and credit recovery of the bank.