A Dissertation Report On Retail Banking

This report named “Retail Banking and Performance Evaluation of The City Bank Ltd.

This report comprises of 7(seven) chapters –

First chapter provides the background of the study. It describes the origin, Objective, scope & limitations of the report. Second chapter describes the methodology of the report that covers the sources of data, techniques of analysis and the relevant data table for Time series analysis using Least squares method and Regression analysis. Third Chapter describes about the Retail Banking, Services & Profile of the City Bank Limited. Fourth Chapter provides SWOT analysis & a graphical presentation of last Five years performance of the bank. It also describes about the deposit mix of the CBL and the contribution of the different accounts in the deposit mix and the percentage of these deposit accounts in the total deposit collections for last five years. Here different schemes of the CBL, its contribution in deposit are also described. Fifth Chapter provides a comparative study between prime Bank, Brac Bank & the City Bank ltd. Sixth Chapter describes Different kinds of Ratio analysis which helps to express the financial performance about City Bank. Here the result of the Time Series analysis and the regression analysis and findings regarding this report is also expressed. Seventh Chapter describes the Policy implication and the conclusion part of the report.

Internship Report On The Retail Banking of Prime Bank Ltd : A Comparative Study with other Private Commercial Banks

Retail banking is typical mass-market banking, where individuals use local branches for banking. Services broadly include deposits, lending, cards and remittance. The retail-banking environment is changing fast. A banker from the 1980s cannot imagine the pace at which banks are operating today. Till 2000, banks carried out conventional banking, offered a few deposit and lending products. Now days, banks offer loans for housing, cars, education, credit cards, marriage, travel, medical treatment, car CNG conversion, festivals, renovation and what not. Bankers said the increasing use of modern technology has enhanced both the reach and accessibility of banking services. A big part of growth of the banking industry can be attributed to the surge in retail banking. Now a day Prime Bank Limited is providing different types of retail banking services to their customers. The bank has developed many products and customer touch points in the last five years. In addition to deposit and lending products, the bank has developed card products, internet banking, mobile banking, e-commerce and automated teller machines (ATM.