Term-Paper On Investment Management: A Study on Dutch-Bangla Bank and Al-Arafah Islami Bank Limited

With the rapid growing competition (due to free market economy) among nationalized, foreign and private commercial banks as to how the banks operates its banking operation and how customer service can be made more attractive, the expectation of the customers has immensely increased. Reciprocating the sentiment, commercial/private banks are trying to elevate their traditional banking service to a better standard, to meet the challenging needs, demands. Side by side these banks have now concentrated their attention towards diversification of their products for better performances and existence. For the above circumstances, it has become necessary for Al-Arafah Islami Bank Ltd (AIBL), & Dutch Bangla Bank Ltd.(DBBL) to focus its attention towards the improvement of the customer service. That’s why it is quite justified to make an in-depth study about its operation and evaluate the service provided by this bank and scope for its improvement. The study may help formulating policy regarding the ideas relating to the feelings of the customers and bankers.
Al-Arafah Islami Bank Ltd. as the name implies a newly formed commercial bank in Bangladesh. In the world of consumerism the business organization of the world strive for the consumers satisfaction as a number one business strategy whatever may be the product of the organization, either service or non service. Service is the product of bank.

Dutch-Bangla Bank Limited (DBBL) is Bangladesh's most innovative and technologically advanced bank. DBBL stands to give the most innovative and affordable banking products to Bangladesh. Amongst banks, DBBL is the largest donor in to social causes in Bangladesh. It stands as one of the largest private donors involved in improving the country. Both of these banks follow different strategies to invest their portfolios.

The primary objectives of the report are:
· The main objective of this report is “A Comprehensive Review on investment management of Al-Arafah Islami Bank Limited & Dutch-Bangla Bank Limited”.
To find out the sectors in which AIBL & DBBL provides Investment.
To identify the main differences between AIBL & DBBL.
To identify the risk management technique of AIBL & DBBL.
To evaluate financial affairs of those Banks.
To visualize the quantitative and qualitative aspects of AIBL & DBBL.
To identify policy recommendations for further improvement of these banks.
· The scope of this report is to analyze the investment operation of AIBL & DBBL and to evaluate the performance of AIBL & DBBL.
· The report is prepared in accordance with investment management technique of Al-Arafah Islami Bank Limited & Dutch-Bangla Bank Limited. Our preparation of report was primarily based on evaluating the financial information of the Enterprise. We have evaluated the concerned investment policy to achieve adequate coverage of transactions.