Internship Report on Role of Financial and Non financial incentives for increasing Employees Engagement at work

This report divided the whole report into five chapters. Those chapters are backdrop of the report, banking sector in Bangladesh. short profile of Mutual Trust Bank Ltd. (MTBL) performance of MTBL, rudimentary concept of credit, sound lending principles, mechanism for m lending risks analysis, SWOT analysis, foreign exchange and Final etc. in first chapter, I have explained about Background of the study, Objective of the study, Methodology of the study, Limitations Of the Study.

Major Objective of the study are:
To analyze the service procedure of Mutual Trust Bank Limited.
To know the banking operation.
To identity the financial incentive offered to the bank explains MTBL.
Only secondary data are used to prepare this report. The following sources are used to collect required data:
Annual report of MTBL
Academic Journals
Bank Report
Selected Books
The financial incentives are Wage, bonuses, loans, Illness/health/accident life insurance, Travels allowance, Housing, Paid leave.
Non financial incentives are Holidays/ Vacation, Access to support for training and education, Health services, Housing facilities, Sufficient resources, Recognition of work and achievement, Appreciation from the boss, Membership of team belonging.
It is observed that most of the employees support financial incentives when many of the female employees insist in developing the non financial facilities then financial facilities. Because the female employs choose good environment then financial facilities.

Generally by the word “Bank” we can easily understand that the financial institution deals with money. But there are different types of banks such as; Central Banks, Commercial Banks, Saving Banks, Investment banks, Industrial Banks, Co-operative Banks etc. But when we use the term “Bank” without any prefix, or qualification, it refers to the ‘commercial banks’. Commercial banks are the primary contributors to the economy of a country.

we can say Commercial banks are a profit-making institution that holds the deposits of individual & business in checking & savings accounts and then uses these funds to make loans. Both general public and the government are dependent on the services of banks as the financial intermediary. As, banks are profit–earning concern; they collect deposit at the lowest possible cost and provided loans and advances at higher cost. The differences between two are the profit for the bank.

Banking sector is expanding its hand in different financial events every day. At the same time the banking process is becoming faster, easier and the banking area is becoming wider. As the demand for better service increase day by day, they are coming with different innovative ideas & products. In order to survive in the competitive field of the banking sector, all banking organizations are looking for better service opportunities to provide their fellow clients. As a result, it has become essential for every person to have some idea on the bank and banking procedure.