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Showing posts with label Commercial Banks. Show all posts
Showing posts with label Commercial Banks. Show all posts
Credit Risk and Credit Rating of Commercial Bank in Bangladesh
Credit risk is one of the most vital risks for any commercial bank. Credit risk arises from non performance by a borrower. It may arise from either an inability or an unwillingness to perform in the pre-commitment contracted manner. The real risk from credit is the deviation of portfolio performance from its expected value. The credit risk of a bank is also effect the book value of a bank. The more credit of a particular is in risk, the more probability of a bank to be insolvent. Therefore, the status of depositor in the bank is at risk and probability of incurring loss from their deposited value. In other way the risky ness of a commercial bank is calculated through long term and short term rating by the credit rating agencies.
In my whole report, I was working on the credit risk of Eastern
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